Our philosophy is, if there’s a lender that could potentially be interested in your transaction, we would like to work with you. We have placed all types of deals on behalf of our clients, from ground-up construction to litigation finance and subscription facilities.
FAQ
Frequently asked questions about our advisory services and transaction process
What will the pricing be for my loan?
It depends! We need to understand how much funding you need and more about your deal to determine pricing.
Who are your lenders? Do you only work with banks?
We work with a vast network of lenders from around the country. Banks are a group of capital sources for us. What makes us different is that we work with several other types of capital sources, including family offices, private lenders, debt funds, CDFIs, SBICs, CMBS lenders and investment banks.
How quickly can you close?
It depends! We need to understand how much funding you need and more about your deal to determine timing.
Is Gold Leaf making the loan?
No, we are an intermediary. We don’t provide capital directly; we connect viable businesses and investment opportunities with debt capital providers.
Do you guarantee that we get funding?
No. We try not to work with clients if we don’t think we can get their deal closed. We spend time during an initial qualification meeting to determine how likely it is that we can find you financing, and if we don’t think we can get it done, we don’t move forward. We will still give you feedback and advice on how to best prepare yourself for the financing process and may offer you an advisory engagement to help prepare you.
Who pays you, the client or the bank?
The client pays us. There may be some rare instances where the bank provides us a referral fee. We disclose that to our clients, and our recommendations are never, ever, EVER, dependent on us receiving a referral fee. We find the best deal for you and present you all the options we find, every time.
When do you get paid?
We get paid at closing, usually out of loan proceeds. We may ask for an upfront deposit or retainer, which varies based on the size, complexity and documentation needed to find the funding.
How do you get paid?
We get paid a percentage of the funding we find you. That percentage varies based on the size, complexity and documentation needed to find the funding.
Can’t I just call the bank myself?
Yes you can, but why would you want to? Do you have time to call and pitch your deal to ten bankers? Do you have their phone numbers and emails? It is our business to know hundreds of lenders that finance lots of different things. We know the exact lender to approach about your deal. You probably don’t change your own oil on your car, or paint your own house, or give yourself surgery. Why not let the pros handle your financing?
Finance questions keeping you up at night?
Talk to us, your trusted advisor.