Business Financing

Unique, customized capital solutions

Gold Leaf Capital Partners is home to seasoned bankers and advisors that can help you grow or stabilize your business. Our team provides lending solutions for a full range of capital needs, with deal sizes from $250,000 - $50,000,000.

We specialize in pairing clients to reliable capital sources, leveraging our underwriting experience and lending relationships to vet, negotiate and close transactions efficiently. We take a consultative approach, understanding that each client and deal is unique. Ultimately, our team works as a partner to ensure clients save time, reduce costs, and effectively maximize their capital stack.

Financing Options

Conventional or SBA Term Loans

Purpose: Business acquisition, working capital,
refinance, R/E purchase/construction,
purchase equipment or inventory

Max Loan Amounts: $250K to $15MM

Collateral: Commercial R/E, inventory, goodwill, FFE (furniture, fixtures, equipment)

Term: Varies, up to 25 years

Interest Rates: Fixed or variable rate

Eligibility: Owner-operated and for-profit

LTV: Varies, up to 90%

Conventional Asset-Based Lines of Credit

Purpose: Working capital, A/R and inventory refinance existing credit line or high
cost factoring line

Max Loan Amounts: $250K to $15MM

Collateral: Accounts receivable and inventory

Term: 12 months to 24 months

Interest Rates: Variable rate

Eligibility: Must have commercial A/R

LTV: A/R up to 80% Inventory up to 50% PO's up to 100% of COGS

Community Advantage Term Loans

Purpose: Working capital, purchase equipment

Max Loan Amounts: $50K to $250K

Collateral: Best available lien on business assets

Term: Up to 7 years

Interest Rates: Fixed or variable rate

Eligibility: Owner-operated and for-profit

LTV: Varies, up to 90%

SBA 504 Term Loans

Purpose: R/E purchase/construction, purchase long-term machinery or equipment

Max Loan Amounts: Up to $5MM

Collateral: Commercial R/E, equipment, machinery

Term: Varies, up to 20 years

Interest Rates: Fixed or variable rate

Eligibility: Owner-operated and for-profit

LTV: Varies, up to 90%

SBA Express Term Loans and Lines of Credit

Purpose: Working capital, refinance, business acquisition, R/E purchase, purchase equipment or inventory

Max Loan Amounts: $150k to $350K

Collateral: Commercial R/E, A/R, inventory, FFE (furniture, fixtures & equipment)

Term: Up to 7 years

Interest Rates: Variable rate

Eligibility: Owner-operated and for-profit construction/tenant improvements
Must have location identified

LTV: Varies

How it works

Let’s Talk

Sit with our team of experts to discuss your financing needs.
Submit your Docs

We organize and store your company info, safely and confidentially.
Tell Your Story

We underwrite and structure your deal before we go to the lenders. We prepare a deal overview, including company info and financial analysis
Sell Your Story

We shop your deal to our network of lenders to find the best fit for you.
Review Offers

We negotiate with interested lenders and help you select an offer based on terms, structure, and pricing
Close Your Deal

We work with the lender through underwriting and closing.

Free Consultation

Recently closed deals

Medical Office Building

REFINANCE

2019

COMMUNITY BANK

$5,400,000

CHICAGOLAND AREA

Produce Grower and Distributor

LINE OF CREDIT

2021

REGIONAL BANK

$8,000,000

SOUTHWESTERN REGION

Ecommerce Company Acquisition

SBA TERM LOAN

2021

$600,000

NORTHEAST REGION

Finance questions keeping you up at night?

Consult with your trusted advisors at Gold Leaf